Chairman & Chief Executive Officer
THE DELTENNIUM GROUP, INC
Chairman & Chief Executive Officer
November 9, 1995 - present
The Deltennium Group, Inc., a privately held company, functions
as a holding company for several operating businesses for which
Mr. Czarnecki is the principle shareholder:
- Deltennium Capital, Inc., has investments in a number of
new ventures primarily focused in retailing, best practices
technology and financial services.
- The Deltennium Group, is the company that functions as the
platform for Mr. Czarnecki's turnaround management activities,
leadership, governance and change management and seminar businesses.
The entity is a "virtual organization" that has a broad range
of colleagues who join Mr. Czarnecki as he takes on such assignments.
- Deltennium Clips, Inc., owns and operates franchised hair
salons doing business as Great Clips. The turnaround complete,
this company is now adding to its portfolio of 23 stores through
further acquisitions and new store builds.
- We The People Mid-Atlantic, Inc., formed in 2001 to open
retail par-legal document services office in the Mid-Atlantic.
The company operates offices in Maryland, Hawaii and Florida,
San Diego
UNC Incorporated
President & Chief Operating Officer
Annapolis, MD 21401
October 1, 1994 - October 1, 1995
Responsible for all General Business operations and certain
staff functions of a multi-faceted New York Stock Exchange company
referred to as "The Aviation Company." The Company
with sales revenue in excess of $500 million had Operating Divisions
in: 1) Manufacturing of jet engine parts and airframe components;
2) Gas turbine engine Overhaul; 3) Component Parts Overhaul and
Repair and 4) Aviation Services which did primarily private sector
outsourcing for military training, logistics, maintenance and
support services.
IBM Corporation
Senior Vice President Human Resources & Administration
Armonk, NY
May 1, 1993 - May 9, 1994
Responsible for Worldwide Human Resources, Real Estate & Site
Services, Non-Manufacturing Procurement, Market Driven Quality & Process
Reengineering, Corporate aviation and corporate general administration.
BANK OF AMERICA-HAWAII
Chairman of the Board & Chief Executive Officer
Honolulu, Hawaii
August 1, 1992 - May, 1993
After the July, 1992 successful sale of Honfed Bank, FSB to
BankAmerica Corporation, remained as Chief Executive Officer
responsible for operations of the $2.8 Billion subsidiary in
Honolulu, Hawaii. Remained for transition period as bank was
assimilated into the Bank of America organization.
HONFED Bank, A Federal Savings Bank
Chairman of the Board, President & Chief Executive
Officer
Honolulu, Hawaii
December 1, 1987 - July 31, 1992
Joined a partnership and a shareholder group headed by former
Secretary of the Treasury, William E. Simon and Preston Martin,
former Vice Chairman of the Board of Governors of the Federal
Reserve System. The group acquired Honfed Bank, a $2.8 Billion
failed thrift in Honolulu, Hawaii. As Chief Operating officer
of the holding company and CEO of the thrift subsidiary, was
responsible for all operations which included traditional consumer
banking operations, mortgage banking, a commercial and residential
real estate development subsidiary and a large diversified securities
portfolio including mortgage backed securities, derivatives and
high yield bonds.
Honfed Bank was the only thrift over $1 Billion that was successfully
re-capitalized after the imposition of new capital guidelines
by federal regulation. The bank was restructured and reorganized
with a major redirection of market focus and with major reduction
of staff by 40%. When the company was sold it was achieving a
return on assets in excess of 120 basis points.
ALTUS Bank, A Federal Savings Bank
President and Chief Executive Officer
Mobile, Alabama
April, 1984 - November, 1987
As Chief Executive Officer responsible for entire operations
of a $3.0 Billion Savings & Loan; largest thrift in the state
of Alabama, with 37 offices. Altus Mortgage serviced over $3.0
Billion in mortgages, and had 24 mortgage banking offices in
Louisiana, Mississippi, Alabama, Florida, Texas, Tennessee and
Georgia. Altus Mortgage USA had nine mortgage franchised offices
in six states. Altus Bank also operated as a real estate developer
through the operation of the Mitchell Company, one of the largest
real estate developers in the Southeast.
REPUBLICBANK CORPORATION
Executive Vice President
Dallas, Texas
February, 1983 - April, 1984
Responsible for strategic planning, mergers and acquisitions,
market research and market planning, corporate advertising, public
affairs, public relations, non-creditservices product management,
cash management services and human resources.
Senior Vice President - Finance
Dallas, Texas
March, 1982 - February, 1983
Responsible, as Senior financial officer, for Holding company
Controllership, Tax, Treasury and Corporate Finance functions.
Also responsible for all financial functions within Republic
Bank Dallas, RepublicBank Houston as well as "dotted line" responsibility
for all affiliate bank financial functions.
Executive Vice President, RepublicBank Houston
Finance and Administration
Houston, Texas
June, 1979 - March, 1982
Responsible for Controller, Audit, Corporate Counsel, Corporate
Secretary, Personnel, Planning Research and Development, Marketing
and Product Management, Facilities Management, Administrative
Services, Bank Operations, Systems and Data Processing for a
$1.5 Billion Bank in a $15 Billion Holding Company. Functioned
as the number three man in the bank and provided primary operating
management leadership for day-to-day functioning of the bank.
FLORIDA COMPUTER SERVICES, INC.
President
Orlando, Florida
February, 1979 - June, 1979
Chief Operating officer for a multiple data center computer
processing company serving full proof of deposit and data processing
operations for sixty (60) commercial banks.
CONTINENTAL ILLINOIS NATIONAL BANK AND TRUST COMPANY
OF CHICAGO
Vice President, General Manager, Trust Department
Chicago, Illinois
June, 1973 - February, 1979
Full profit center responsibility for all services sold by the
Trust Department to corporations. These included employee benefit
plans, corporate custody, corporate trustee, corporate agency
and stock transfer services. Served as chief of staff to department
senior executive and also maintained responsibilities as officer
in charge of Trust operations. Additional corporate duties included:
Corporate Pricing committee; Corporate systems priority committee;
Corporate non-credit services marketing task force; Corporate
strategic planning task force; lecturer for operations management
training program.
Continental Illinois National Bank and Trust Company
of Chicago
Vice President, Operating General Manager
Chicago, Illinois
September, 1971 - June, 1973
Officer in charge of all securities handling, accounting, control
and tax activities associated with the entire trust department.
Continental Illinois National Bank and Trust Company
of Chicago
Operating General Manager, Bond Department
Chicago, Illinois
January, 1970 - September, 1971
Officer in charge of bond operations responsible for all operating
activities associated with securities purchases and sales and
portfolio management activities for Continental Bank, its commercial
and retail customers and correspondent banks.
Continental Illinois National Bank and Trust Company
of Chicago
Manager, Methods Research Division
Chicago, Illinois
March, 1968 - January, 1970
Assumed responsibility for the corporate internal consulting
function which was responsible for major staff projects at the
highest corporate level. Conducted studies on charge card credit
and collections, loan processing and review, transfer of funds,
check processing, teller operations, trust investment decision
making process and management training. Additional responsibilities
included clerical work measurement program, manual systems studies,
operations research, forms design, control and procurement, records
management, equipment evaluation, management and procurement
and inventory control. This function was used as a training ground
for the development of general managers within the bank operations.
Virtually every operating general manager during the subsequent
twenty years was hired by and/or trained in this Division during
the 1965 to 1971 period.
Prior to March 1968:
Captain, United States Army, Assistant Chief of Staff,
G-4, VI US Army Corps ( Jan 69 - Jan 70); US Army administrative
and supply technician, US Army Reserve (while in graduate school
- Jan 68 - Jan 69); night manager of apartment building (Jan
64 - Jan 65); machine shop foreman; apprentice machinist ( Feb
63 - Jan 64); Ist Lt. US Army (active duty - Aug 1960 - Feb 1963)
- Board, State Farms Insurance Companies, 1998 - present;
Chairman, Audit Committee, State Farm Insurance Companies,
1999 - present
- Member, Board, State Farm Bank, 1999 - present
- Member, Board, State Farm Fire & Casualty, 1999 - present
- Member, Board of Directors, Del Global Technology, Inc,
2002 - present; Chairman of the Audit Committee, Del Global
Technology, Inc, 2002 - present
- Member, Board of Directors, ATM National, Inc., 2001 - present
- Chairman, Board, InPractice, Inc. 2003 - present
- Member, Advisory Board, CFM Partners, 2002 - present
- Member, Advisory Board, Private Capital Corporation, 1998
- present
- Member, Executive Committee and Board, Junior Achievement
Worldwide, Inc., Chairman of Operations Committee, Chairman
of Compensation Committee, 1994 - present
- Member, Executive Committee and Board, Junior Achievement
of South Florida, Inc. 2004 - present
- Member, Vice Chairman of the Board of Trustees and Chair
of Academic Committee, National University, 1994 - present
- Chairman, South Florida Chapter, National Association of
Corporate Directors, 2004 - present
- Chairman of the Board and Founder, National Leadership Institute,
Inc., 2004 - present
- Faculty Member, National Association of Corporate Directors
(NACD), 2002 - present
- American Institute of CPA's
- American Society for Quality (ASQ)
- Who's Who in Finance & Industry, 1977 - present
- Who's Who in America, 1982-present
- M.A. Economics, Michigan State University, 1967
- B.S. Economics,Temple University, 1965
- C.P.A., Illinois, 1973
- Doctor of Humane Letters, National University, 1994
- Married to the former Lois Rae DiJoseph, a Summa Cum Laude
B.S. graduate and class valedictorian of Penn State University,
1960, and a M. Ed. from Temple University. She is a teacher
and writer of children's literature.
- Have a daughter Robyn, who graduated from Hawaii Pacific
University in 1994 with a B.A. in Human Resource Management
and a certificate in Total Quality Management and is now Vice
President of Human Resources of The Deltennium Group.
- Primary activities are: reading, writing, teaching, golf,
and pro-bono activities with a particular focus on educational
reform and work force diversity.
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